Standard Bank is changing their image and Moving Forward, so to help their clients make the right connections and reach their full potential. Let Standard Bank be the bank that takes you from where you are, to where you want to be.

Share The Inspiration

“Education is the most powerful weapon with which you can change the world” - Nelson Mandela.

These incredible words from a truly inspiring man set the foundation for us to #ShareTheInspiration. We want you to share any inspirational messages aimed at motivating young children to aim for their dreams, no matter how big they might seem. In return, we'll do our bit to try make it a little easier for them to do so.

Buffett makes rhino history

Today we were witness to the single biggest donation to rhino conservation in SANParks’ history. The generous donator has finally been revealed at a media function at our 30 Baker Street offices in Johannesburg, South Africa.

Mr Howard Buffett, the international philanthropist and son of world renowned investment guru, Warren Buffett today donated R255-million to SANParks (South African National Parks), to combat rhino poaching.

The economics of conservation

The inherent beauty and value of wildlife is for some of us sufficient reason to value them and want to protect them. But, in a world of growing populations, wildlife often competes with the need for infrastructure and economic development, with governments often struggling to juggle competing demands for money and sufficient resources for conservation.

So, it is important to remember that tourism linked to wildlife is an important driver of economic development and growth and in itself creates many jobs.


Limited resources and funding are contributing to the efforts being made to get a grip on the brutal slaughter of our rhino. SANParks, which operates numerous parks across South Africa, has recorded 166 rhinos have been poached since January this year, with 111 in the Kruger National Park alone.

We are passionate about saving the rhino and to show just how passionate we are, we have developed an initiative where our community can help us make a difference.

Our focus remains Africa!

As Africa’s largest lender, the Standard Bank Group’s operations in Africa showed great growth in our 2013 financial year, results of which were announced yesterday.

Chief Executive Sim Tshabalala reaffirmed yesterday that our Africa strategy remains unchanged and we are still focused on being the leading African-focused financial services organisation, using all our competitive advantages to the full.

While we are exposed to faltering commodity prices, we have continued expansion in sub-Saharan Africa economies, including those not “resource-rich”.

Saving money and our future

South Africans are again being reminded that their electrical supply is neither secure nor buffered by sufficient reserve margin. What that means is any little hiccup within supplier Eskom’s generating system can cause a shortage. Karin Ireton, Head of Sustainability Management at Standard Bank Group, asks why South Africans don’t do more to protect their businesses and their lifestyles by investing in energy efficiency.

The Group produces satisfactory financial results

Standard Bank Group has produced a stable performance in 2013, increasing headline earnings per share by 14% and net asset value per share by 14%. Group return on equity has increased to 14.1% from 14.0% in 2012.

Results at a glance

Headline earnings: R17 194 million, up 15%
Headline earnings per share (HEPS): 1 064.9 cents, up 14%
Dividends per ordinary share: 533 cents (2012: 455 cents), up 17%
Capital adequacy: tier I capital adequacy ratio of 13.2% (2012: 11.2%)
Cost-to-income ratio: 58.5% (2012: 58.9%)
Credit loss ratio: 1.04% (2012: 1.08%)

Climate concerns a must for sustainable development

The impact of man on the earth’s climate has been well documented over the past two decades. Initiatives to curtail emissions that contribute to global warming are many, including industrialised countries having adopted limits to their emissions of greenhouse gases under the Kyoto Protocol.

The Kyoto Protocol is an international agreement linked to the United Nations Framework Convention on Climate Change and under internationally binding emission reduction targets have been set (

Learning to love saving

Do you find money plays an important part of your romantic relationship? As a couple, it’s important that you have the “money talk” fairly early on in your relationship – not after the moving truck is being loaded.

Sit down together and determine your financial styles. Look into how much debt each of you have and assess whether one prefers to splurge or the other is thrifty. Knowing this about each other can lessen the financial strain in the long run.

To help you reduce money-related stress and strain on your relationship, here are some tips for successful couple saving:

Skipping the queue

To ensure convenient and accessible banking last year we successfully launched the Smart Banking App end of the year.

Considering that 99% of all Namibians have access to a mobile phone, it just makes business sense that we introduce useful electronic banking channels, products and services that makes life easier for you.

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